Sabtu, 12 Januari 2013

Why You Are Not Rich Yet

Let me first ask you this question, ‘why are you not rich yet’? .‘What has prevented you from getting the wealth you deserve?’

Spend some time to really ponder on this question and write down as many reasons as you can think of. It is important that you are totally honest with yourself.

Most people tend to say:

‘I have no money to make money’
‘I was born in a poor family’
‘I need to support my family’
‘I am too young/old’
‘I’m not smart enough’
‘ I have no opportunities’
‘ I lack the qualifications’
‘ I have an unsupportive spouse’
‘I lack the financial know-how’
‘I have no luck’
‘The economy has been down’
‘I made poor decisions’

Do any of the reasons shown here match the ones you have given? I want you to look at all the reasons you have been giving yourself and to take note of whether they are reasons that are within your control or external reasons that you think are beyond your control.

You see, most people go through life with the Victim’s mindset and this prevents them from ever changing their financial situation. When they don’t get the results they want, victims tend to give themselves lots of excuses like ‘I’m just unlucky’, ‘ I have no experience’, ‘I’m too old to earn more’, ‘I’m too young to be rich’, ‘I have no capital’, ‘I was born poor’ or ‘I’m not a creative person’.

The reason all these are lousy excuses is because we know that there are many examples of people who have created wealth for themselves, despite all these perceived disadvantages.

Victims also tend to blame everyone except themselves. When you ask victims why they are not rich yet they will say something like, ‘my boss won’t give me a raise’, ‘I don’t get any opportunities’, ‘my big family prevents me from saving money’, ‘the stock market caused me to lose everything’. And instead of finding a way to improve and change, victims spend their time complaining but don’t do anything about it.

The trouble is that when you give yourself excuses, blame others and whine, it means that someone else or something else is controlling your life and your (lack of) wealth. Since you believe that it is not your fault, then you are powerless to change it. If you have a victim’s mindset and hold doggedly onto the belief that external forces are controlling your wealth, then any strategies you learn will be of no use!

The moment you acknowledge that you create your own fortune (or lack of it), it means that you have given yourself the power to start becoming rich right now! When you learn the strategies of wealth creation, you will find that you can make money at any age, with any background, with little or no money and in any economy.

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